Buying a home is a pretty big step in our lives. And knowing just what to do, how to do it, or everything that you need to do can get tricky and confusing. There a lot of people who will give you a lot of advice, but there are just a few that you should definitely pay attention to. We’ve rounded them up for you here to make that transfer from potential buyer to homeowner.

Homeowner’s Insurance

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This is a big one. Homeowner’s insurance is one of the most important things that you can invest in for your new house. This insurance, like all insurance, is meant to keep you and your family and property safe from any potential damage or situations that occur.

Along with homeowner’s insurance, investing in a home warranty plan is also a very handy and important addition to your new space. A home warranty plan is a great way to keep your home systems, appliances, and so much more safe from the everyday wear and tear that comes from home life and from those “rainy days,” like a flooded basement, electrical fires, or just rambunctious guests or kids.

DIY Fixes

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As a homeowner, unless you’re rolling in the dough, a great thing to do is learn how to do typical home maintenance and fixes yourself. Hiring a professional for every break, scrape, tear, leak, and more can really add up. Learning and teaching yourself how to do the basics can help you save so much in the long run. As a homeowner you need to become a bit of a “handyman.” You now own the space and don’t have a manager to rely on to take care of every clogged toilet or rouge ant parade in your home.

There are a lot of resources out there that can help you walk through how-to’s on fixing typical repairs around the house. You can check out DIY fixing websites or even Pinterest boards to help expand your new skill sets.

Home Maintenance

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If you’re not buying a brand new home or building, there are a few things you should definitely do when you move into your new home.

Change the locks. Though the past homeowners may have given you all the keys they have, there might be a rogue cousin or neighbor who still has a set or two and you don’t want to run any risks. Install new deadbolts and even handle locks. You can do this for less than $10 per lock, or you can call a locksmith to have it down professionally. If you supply the new locks, the locksmith will generally only charge about $20 to $30 per lock for labor.

Check the insulation in the attic. If there isn’t enough, install more. This can actually be a money-saver tip too. There should be at least six inches of it everywhere. If it looks damaged, replace it too. A few other great things to do is to check for pipe leaks, replace air filters, clean out vents, air-seal the house, steam clean the carpets, spray for insects and pests, and check the breaker panel and outlets.

These are all great things to do before you move all of your furniture and personal belongings in. They are also things that might have gone unnoticed in an inspection. Once you do a good once-through of the house, start a brand new home maintenance checklist. You can find a template online. This will help you know when to change out smoke alarm batteries, air filters, and to service any home systems. Staying up-to-date on your home maintenance can help you to avoid any big repairs or disasters in the future.

Being Married to Your Mortgage

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Too many homeowners think about their house as an investment instead of a cost-of-living. Your house is not an investment unless you can afford to give it up! This is not the case with most homeowners. Prior to getting a mortgage you should prepare to be spending a large sum of your monthly income, but not every penny. You want owning a home to be an experience that enhances your freedom, not restrict it. If you’re spending every earned penny on your mortgage then very little will be left over for desired non essentials that are still important. For instance, Weekend getaways, eating out with friends, Tour groups, and more. You should be able to have enough for a car or appliance break down (a rainy day fund) and then a little left over for the nice things in life.

 

David Glenn

David Glenn

David Glenn is a home improvement expert. He occasionally freelance writes about home maintenance and DIY home repair. He’s also knowledgeable about topics like how to improve social presence and building a reputation online.