Crestico Insights & Updates
The Biggest Mortgage Shake-Up in 30 Years: What the VantageScore Option Means for California Home Buyers
For decades, getting a mortgage meant meeting the standards of one primary credit scoring system: FICO. It was the undisputed benchmark for the entire industry. But that’s all changing. In a landmark decision that will redefine the path to homeownership in 2025 and beyond, a powerful new option has just…
Your Path to Homeownership After Bankruptcy: A Crestico Guide
Facing bankruptcy can feel like a major setback, especially when your dream is to own a home. The uncertainty about your financial future and credit score can be overwhelming. But here’s the good news: bankruptcy is not a permanent roadblock to securing a mortgage. At Crestico, we believe in second…
7 Clever Ways Los Angeles Freelancers Can Get a Mortgage on Their Dream Home
Explore innovative home loan mortgage solutions for Los Angeles freelancer that empower you to buy your dream home. Unlock valuable tips and strategies tailored for self-employed individuals.
How to Secure a Mortgage in Los Angeles: Step-by-Step Guide
Thinking of buying property in Los Angeles? Navigating the mortgage process can be daunting—especially in one of the most competitive real estate markets in the country. Our step-by-step guide breaks down everything you need to know to get pre-approved, lock in a favorable interest rate, and choose the right home…
How to Qualify for a Mortgage Using Bank Statements: A How-To Guide for the Self-Employed Loan
Bank statement loans provide self-employed individuals an alternative to traditional income verification. Learn how to qualify effectively with our expert guide.
Understanding Current Mortgage Rates: Your Guide to Buying or Refinancing
Unlock the truth about mortgage rates! Discover 7 essential secrets to save money and make smarter home-buying decisions. Don't miss these expert tips.
7 Innovative Mortgage Solutions Every Fix and Flip Investor Needs
Discover 7 innovative mortgage solutions for fix and flip investors. Boost your profits with creative financing options tailored to your real estate goals.
Unlocking Homeownership: How Bank Statement Loans Empower the Self-Employed
For many self-employed professionals and business owners in Los Angeles, the path to homeownership feels blocked by traditional lending rules. Your tax returns, filled with legitimate business write-offs, rarely reflect your true purchasing power, leading to frustrating denials. But there is a powerful alternative designed for the modern entrepreneur. A…
Pay Off Your Mortgage 10 Years Sooner, Without Straining Your Monthly Budget
Pay off your mortgage 10 years sooner! Explore clever tactics like refinancing, bi-weekly payments, and recasting that won't strain your budget. Become mortgage-free faster.
Unlock Your Real Estate Empire: The Investor’s Guide to DSCR Loans
Supercharge your property portfolio with investor DSCR loans! Discover how cash flow-based financing, not personal income, can unlock your next real estate investment. Learn DSCR calculation, benefits, and requirements.
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7 Things You Need When Starting a Remodeling Business
No matter if you already have some formal remodeling experience or if you have a passion you want to turn into a source of...
Selling Home With a Fireplace: Savvy Tricks For The Maximum Profit
Putting your home up for sale isn’t an easy task since it requires a certain degree of planning and preparation. And when...
Tips For Selling House As-Is Fast!
Most people selling a property as-is often do so due to emotional or financial distress. When a homeowner finds they can no longer live in the...
Renting: The First Step Towards Home Ownership
Buying a home is a goal that many people have. In the USA alone, over 5 million homes are bought and sold annually. These...
Subleasing: Pros And Cons For Landlords
Is Subleasing Worth It? As a landlord, there is much to manage, and much to think about. Property must be maintained, taxes...
What The Future Brings: The Impact of Technology on Commercial Real Estate
Technological, social, and economic challenges of the future will change the way people live, work, and shop. These changes can significantly impact...
5 Emerging Real Estate Trends to Get Ready for in 2020
Real estate seems to be one of those investment classes that is always viable to investors, simply due to the versatility of...
What You Can Use Fixer Upper For?
Every year in the USA, there are millions of existing homes that are bought and sold. These homes come in all shapes and sizes, as well as in...
The Hottest Home Staging Trends to Sell Your House in 2020
As the year 2019 is closing to an end, some people are reminiscing what they have done this year, while others are turning...