Crestico Insights & Updates

For decades, getting a mortgage meant meeting the standards of one primary credit scoring system: FICO. It was the undisputed benchmark for the entire industry. But that’s all changing. In a landmark decision that will redefine the path to homeownership in 2025 and beyond, a powerful new option has just…

Facing bankruptcy can feel like a major setback, especially when your dream is to own a home. The uncertainty about your financial future and credit score can be overwhelming. But here’s the good news: bankruptcy is not a permanent roadblock to securing a mortgage. At Crestico, we believe in second…

Explore innovative home loan mortgage solutions for Los Angeles freelancer that empower you to buy your dream home. Unlock valuable tips and strategies tailored for self-employed individuals.

Thinking of buying property in Los Angeles? Navigating the mortgage process can be daunting—especially in one of the most competitive real estate markets in the country. Our step-by-step guide breaks down everything you need to know to get pre-approved, lock in a favorable interest rate, and choose the right home…

Bank statement loans provide self-employed individuals an alternative to traditional income verification. Learn how to qualify effectively with our expert guide.

Unlock the truth about mortgage rates! Discover 7 essential secrets to save money and make smarter home-buying decisions. Don't miss these expert tips.

Discover 7 innovative mortgage solutions for fix and flip investors. Boost your profits with creative financing options tailored to your real estate goals.

For many self-employed professionals and business owners in Los Angeles, the path to homeownership feels blocked by traditional lending rules. Your tax returns, filled with legitimate business write-offs, rarely reflect your true purchasing power, leading to frustrating denials. But there is a powerful alternative designed for the modern entrepreneur. A…

Pay off your mortgage 10 years sooner! Explore clever tactics like refinancing, bi-weekly payments, and recasting that won't strain your budget. Become mortgage-free faster.

Supercharge your property portfolio with investor DSCR loans! Discover how cash flow-based financing, not personal income, can unlock your next real estate investment. Learn DSCR calculation, benefits, and requirements.