Government-Insured Loan Programs

At Crestico, we proudly offer a full suite of government-insured home loan programs designed to help more families achieve their dream of homeownership.

Step 1

Check Eligibility

Step 2

Payment Option

Step 3

Get Approved

Step 4

Close the Loan

Step 5

Repayment & Loan Terms

Federal Housing Administration “FHA”

The Federal Housing Administration “FHA” was started in 1934 as part of the new deal. The FHA’s goals have remained the same through out the years and they are to contribute to building and preserving healthy neighborhoods and communities, maintain and expand home-ownership, and to stabilize credit markets in times of economic disruption.

Federal Housing Administration's Mission

The Federal Housing Administration was started in 1934 as part of the new deal. The FHA’s goals have remained the same through out the years and they are to contribute to building and preserving healthy neighborhoods and communities, maintain and expand home-ownership, and to stabilize credit markets in times of economic disruption.

These loans are insured against default by the (FHA) or Federal Housing Administration.

  • Standard FHA Home Loans
  • Rehabilitation Mortgage Insurance (203K)
  • No Fico FHA Mortgage Insured Home Loans

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These loans provide veterans with federally guaranteed home loans requiring no down payment. The VA Loan Program was designed to provide assistance for veterans and their families with the dream of home ownership. This program has made it a reality for millions of our veterans.

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This type of equity home loan allows borrowers to convert a portion of home equity to liquid cash while still retaining home ownership

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Your Title Goes Here

CHF Access offers up to 99.5% financing designed to increase home ownership opportunities for low-to-moderate income individuals and families in California.

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Put You & Your Family in Good Hands. Hassle Free, No Obligation Consultation!

At Crestico, our loan programs are designed to meet a wide range of financial needs—whether you're buying your first home, refinancing, investing in property, or looking for flexible financing options. From conventional and government-backed loans to non-traditional and specialty programs, we offer solutions that align with your goals. Our experts help match you with the right loan, offering competitive rates, personalized terms, and a smooth approval process.