Financing Your Retail Space: Loans for Shopping Centers & Storefronts
At Crestico, we’re more than just a mortgage brokerage—we’re your trusted partner in financing retail and shopping center investments.
The retail sector is a cornerstone of our economy, and well-positioned retail properties continue to be attractive investments. At Crestico, we provide specialized financing solutions for a wide range of retail real estate, from single-tenant storefronts and local strip malls to larger neighborhood and community shopping centers. Whether you are an investor looking to acquire a new retail asset, a developer planning a new shopping destination, or a property owner seeking to refinance or renovate, we offer the expertise and capital you need.
Navigating the financing landscape for retail properties requires an understanding of consumer trends, tenant mixes, lease structures, and location dynamics. The team at Crestico has the experience to assess the unique characteristics of your retail project and structure a loan that supports your financial objectives.
Specialized Commercial Loans | Hard Money & Portfolio Options?
Our Loan Solutions for Retail Properties & Shopping Centers
Crestico offers comprehensive financing options to support your retail real estate ventures:
Acquisition Loans
Secure funding to purchase existing retail properties, including those with established tenants or those offering value-add opportunities through repositioning or lease-up.
Refinance Loans
Optimize your current investment by refinancing an existing mortgage on your retail property. This could help you achieve more favorable terms, lower your payments, or access equity for other business needs.
Construction Loans
For developers building new retail spaces or expanding existing shopping centers, we provide construction financing tailored to the project’s lifecycle, from groundbreaking to stabilization.
Renovation & Repositioning Loans
Finance significant upgrades, expansions, or a complete repositioning of an existing retail property to attract new tenants and enhance its market appeal.
Tenant Improvement (TI) Allowances
We can structure financing that includes allowances for tenant improvements, a crucial component in securing leases with desirable retail tenants.
Types of Retail Properties We Finance
Our expertise covers a broad spectrum of retail property types:
Single-Tenant Net Lease (STNL) Properties
Multi-Tenant Strip Malls / Convenience Centers
Neighborhood Shopping Centers
Community Retail Centers
Freestanding Retail Buildings
Mixed-Use Properties with Retail Components
Key Factors in Retail Property Financing
When evaluating a loan for a retail property or shopping center, we consider several critical elements:
Tenant Mix & Creditworthiness
The quality and diversity of tenants, the strength of anchor tenants, and the terms of existing leases.
Sales Performance & Foot Traffic
Historical and projected sales data for existing tenants and overall customer traffic.
Location, Visibility & Accessibility
The property’s location within its trade area, visibility to potential customers, and ease of access.
Market Demographics & Competition
The economic health of the surrounding area, local demographics, and the competitive retail landscape.
Lease Terms & Expirations
The length of existing leases and any upcoming expirations that could impact occupancy and income.
Navigating Your Financing Options
We understand that the range of commercial and business loans can seem complex. Our website is designed to provide clear, concise information to help you identify potential solutions. We encourage you to explore the specific loan program pages for detailed information.
If you’re unsure where to begin or would like personalized guidance, our experienced loan specialists are ready to listen to your needs and help you navigate your options, ensuring you make an informed decision.