Excellent

Based on 164 reviews

3 weeks ago

Marisol was extremely helpful and successful in resolving the problems associated with my loan. We are very happy with our new loan.

Maria Cordero

3 months ago

They were always available to answer my questions and made the entire process simple and straightforward. I got a great rate and the support I needed to close on time. I wouldn't hesitate to use them again or recommend them to family and friends!

Nik N.

4 months ago

I couldn't have had a more amazing experience with our realtor - Diane Phillips. Diane is extremely knowledgeable and personable. She got to know me and my...

Tatiana Gonzalez

8 months ago

Houtan and Marisol are a great team. They helped my dad with his refinance and made the process seamless. They answered every question we had and came up with solutions if we ran into any issues. Thanks again!

Wesley Pate

8 months ago

I had an amazing experience.I received all the information, support and they were very Knowledgeable of the information that I needed.

George H

10 months ago

Excellent Mortgage Broker – Highly Recommended! I had an amazing experience working with Houtan and his team at Crestico. From start to finish, not only Houtan himself but his entire team made the mortgage process smooth, stress-free, and efficient. Their knowledge and expertise were evident at every step, ensuring I got the best possible loan terms. Communication was outstanding; Houtan was always available to answer my questions, explain complex details in a way that made sense, and guide me through the entire process with confidence. They were proactive, transparent, and truly had my best interests in mind. If you’re looking for a mortgage broker who is professional, reliable, and dedicated to helping you secure the best financing, I highly recommend Houtan and his team. I couldn’t have asked for a better experience!

Nat Zhenko

11 months ago

Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive, personable, and knowledgeable. He is incredibly reliable and would answer calls or emails within minutes when I had questions. I can't recommend Houtan enough for buying a house. We had been working directly with a large bank on a loan, and all seemed fine until we had an accepted offer, then we started having issue after issue where there was just no sense of urgency. We almost had to walk away from our house, but Houtan and his team were referred to us in mid escrow, helped us explore multiple options in parallel, and close on time. Houtan was very responsive and on top of everything, presented our options very clearly, patient with all our questions, and really understands the Los Angeles housing market.

Nat Z.

11 months ago

Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...

Nat Z.

11 months ago

Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...

Niloofar Sadeghi

1 year ago

As a first time home buyer, taking out a jumbo loan could’ve been quite scary. But Houtan and his team made it a pleasant experience. An amazing team who are always one step ahead of the process.

Mohammad Sadeghi

1 year ago

Easy to work with ! Professional people and honest!

Jack Mur

1 year ago

Worked with Houtan. He got our loan closed super fast and got us a rate that was lower than what our bank offered us. I'm very happy with Crestico and i recommend them to anyone.

Rebecca Song

1 year ago

Finally a real professional with a heart! Working with Houton makes me feel like having a friend who is on my side, rather than a businessman who is always looking out for #1. He is extremely helpful, knowledgeable, and responsive. He was always happy to explain and strategize with me whenever I needed help. Unlike most realtors and lenders out there who don't want to use their brains and only do easy and mindless paperwork, Houtan has great analytical and investment insights to share with his clients. I wholeheartedly recommend him to anyone who values the rare combo of both thoughtfulness and top-notch expertise.

Ramtin Sadighim

1 year ago

Thank you Houtan and the entire team for going above and beyond every single time. From the onset, you guys gather whatever is necessary to get the job done as quickly and efficiently as possible, always keeping constant communication. My rate and fees are disclosed and never change at the time of signing.

Shayan Moshtael

1 year ago

These guys were a godsend when searching for a home loan. I was first time home buyer and they helped out with the entire process. Everything from the customer service to making sure I was informed for every step of the process was handled exceptionally. I am absolutely ebullient with Houtan and his entire team have given me, and helping me transcend into the status of homeowner.

Pouyan Broukhim

1 year ago

I have been working with Houtan for over 10 years. He and his office have always been great to work with. Excellent communication and great work ethic. I will definitely be back for my other mortgage needs in the near future.

Michael Rabban

1 year ago

Thank you Houtan and team for helping me secure my home loan! Great communication, customer service and rate! Look no further, call Crestico for all of your home loan needs.

Bronson Marshall

1 year ago

I want to express my gratitude to Houtan and his team. Houtan is extremely knowledgeable and really takes the time to answer any questions that you have. He wants the best for his clients and I would recommend him to anyone.

Diba Partow

2 years ago

I want to take a moment to express my gratitude for Houtan Hormozian and the exceptional service he provided in helping me secure a loan. From our very first conversation, he was attentive, understanding, and incredibly knowledgeable about the lending process. He took the time to explain all the details, answered all my questions patiently, and worked tirelessly to find the best options tailored to my needs. His professionalism and dedication made what could have been a stressful experience into one that was smooth and straightforward. Thanks to Houtan Hormozian, I was able to secure the financing I needed, and I couldn't be happier with the outcome. I highly recommend him to anyone in need of lending services. His commitment to his clients is truly commendable!

Golnaz Ghanooni

2 years ago

Houtan and his team are the best. They made the whole process of buying the house so easy for me. Houtan is very professional,knowledgeable , trustworthy and caring. He wants the best for his costumers. I highly recommend him to everyone.

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2 years ago

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Careers

Los Angeles Mortgage Broker forHome Loans, Refinance & Commercial Financing

CRESTICO is a trusted Los Angeles mortgage broker helping homebuyers, homeowners, investors, and businesses secure financing throughout California. Whether you need a home loan, mortgage refinance, FHA loan, VA loan, DSCR loan, reverse mortgage, or commercial financing, our experienced team helps you find the right loan solution.

As a leading Los Angeles mortgage broker, we compare multiple lenders to help clients secure competitive rates, flexible loan programs, and a smooth financing experience.

Your Trusted Real Estate Partner



Real Estate Services

Discover homes for sale, real estate listings, rental properties, and local market insights in Los Angeles and surrounding communities. Our team helps buyers and sellers navigate transactions with expert guidance and strong negotiation strategies.



Commercial Real Estate

Crestico provides advisory services and financing support for commercial property transactions. We assist corporations, investors, developers, and property owners with acquisitions, refinancing, and strategic investment planning across California.



Home Loans

Looking to purchase a home in California? Crestico helps buyers secure competitive mortgage rates with a fast and transparent approval process. Use the rate comparison tool in the banner above to see how our lending options compare to traditional banks, then complete a short application to determine your eligibility for mortgage approval.

Mortgage Broker Los Angeles Home Loan Services

The California real estate market is diverse, and every borrower has unique financial goals. Crestico offers a full range of mortgage programs designed to meet the needs of homeowners, investors, and professionals across the state.

Reverse Mortgages

Access your home equity after age 62 while continuing to live comfortably in your home.

Mortgage Refinancing

Lower your monthly payment, secure a better interest rate, or access cash from your home equity.

Non QM Loans

Flexible mortgage solutions designed for self employed borrowers and investors with alternative income verification.

Conventional Loans

Reliable fixed or adjustable rate mortgage options for qualified homebuyers with competitive terms.

Jumbo Loans

Financing solutions for high value properties that exceed conventional loan limits.

FHA & VA Loans

Government backed loan programs offering low down payments and easier qualification for eligible buyers.

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Purchase Loans

Secure mortgage pre approval before starting your home search. Our team supports first time buyers, experienced investors, and families purchasing their next home.



Refinance Solutions

Reduce your monthly mortgage payment, consolidate debt, or unlock equity through strategic refinancing options.



Reverse Mortgage Programs

Access the value of your home and enjoy greater financial flexibility during retirement.

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Find Homes for Sale

Explore MLS property listings and discover homes available throughout the Los Angeles area.



Buy with Confidence

Work with experienced real estate professionals who understand the local market and protect your interests throughout the transaction.



Sell with Strategy

Our agents help sellers attract qualified buyers, maximize property value, and close transactions efficiently.

Who We Are

Crestico is a leading mortgage broker in Los Angeles helping borrowers secure home loans, refinancing, reverse mortgages, investor loans, DSCR loans, and commercial financing throughout California.

Our approach is built on transparency, expertise, and personalized guidance. From initial consultation to closing, our team ensures every step of your real estate journey is handled with precision and care.

Crestico team group photo at Crestico office

What We Do

Crestico operates as a full-service mortgage broker in Los Angeles and throughout California, providing home loans, FHA loans, VA loans, jumbo loans, mortgage refinancing, reverse mortgages, DSCR loans, and commercial real estate financing.

Our services include:
• Home loan financing
• Mortgage refinancing
• Reverse mortgage programs
• Real estate buying and selling services
• Commercial real estate advisory
• Property investment strategies

Each client receives tailored support designed to match their financial goals and real estate objectives.



Before Purchasing

Assess Financial Readiness
Set Homeownership Goals
Get Pre Approved for a Mortgage
Hire a Real Estate Agent



During Transaction

Search for a Home
Make an Offer & Negotiate
Conduct Home Inspections & Appraisal
Secure Mortgage Financing
Close the Transaction



Congratulations

Move In
Make it HOME
ENJOY!

Los Angeles mortgage broker team helping homebuyers with home loans and refinancing

Satisfaction Guaranteed

100%

Rated 5 Star

100%

Hassle Free Consultation

100%

Over Promising

Serving Our Local Communities

Although we provide mortgage lending services throughout California, our expertise is deeply rooted in the Greater Los Angeles area.



Woodland Hills & San Fernando Valley

(Headquarters)



Culver City & Westside

Serving the tech and creative hubs.



Inglewood & South Bay

Supporting the rapidly growing investment market.



Greater Los Angeles

From North to South, East to West.

Looking for ?

Mortgage broker service areas throughout Los Angeles California

Crestico specializes in delivering customized real estate and financing services for homebuyers, property sellers, investors, and commercial clients. Our collaborative team of mortgage advisors and real estate professionals works together to create a seamless experience from property search to final closing.

Whether you are buying your first home, refinancing your mortgage, or expanding a real estate investment portfolio, Crestico offers the expertise and support you need to move forward with confidence.

Where is CRESTICO located?

Crestico operates from several locations within Los Angeles County.

1. Woodland Hills (HQ): 22935 Ventura Blvd, Suite 201.
2. Culver City: 11477 Jefferson Blvd.
3. Inglewood: 531 W Arbor Vitae St.

These offices allow our team to serve clients throughout Los Angeles and the surrounding communities.

Why work with a mortgage broker instead of a bank?

Unlike traditional banks that only offer their own mortgage products, Crestico works with multiple lenders. This allows us to compare loan programs, interest rates, and fees to find financing solutions that best match your financial profile.

Does Crestico offer jumbo loans in Los Angeles?

Yes. Crestico provides jumbo loan programs for high value properties across Los Angeles and California. These loans are designed for financing amounts that exceed conventional loan limits.

How do I qualify for a home loan?

Mortgage approval depends on several factors including credit history, income stability, employment records, and debt to income ratio. Our mortgage specialists evaluate your financial situation and recommend the most suitable loan program.

Can I obtain a mortgage if I am self employed?

Yes. Crestico offers Non QM loan programs that allow income verification through bank statements or 1099 income rather than traditional tax documentation.

Why Should I Choose CRESTICO for My Mortgage Refinancing?

Refinancing your mortgage with CRESTICO can help you lower your monthly payments, secure a better interest rate, or tap into your home equity. Our team will analyze your current mortgage, compare refinancing options, and help you choose the best solution to save money and achieve your financial goals.

Does Crestico help with real estate investments?

Absolutely. Our team assists investors in identifying profitable properties, securing financing, and structuring transactions that align with long term investment strategies.

Can I access equity from my home?

Homeowners can access equity through cash out refinancing, home equity loans, or lines of credit depending on financial qualifications and property value.

Can I access my home’s equity to withdraw cash?

Yes, you can access your home’s equity and pull cash out through options like a cash-out refinance, home equity loan, or home equity line of credit (HELOC). These loan programs allow you to borrow against the equity you’ve built in your home and use the funds for various purposes, such as home improvements, debt consolidation, investments, or other financial needs. Each option has different terms, interest rates, and repayment structures, so consulting with a mortgage professional can help you choose the best solution for your situation.

Can I qualify for a loan if my tax returns are not strong?

Yes. Alternative lending programs such as bank statement loans, asset based loans, and DSCR loans may allow borrowers to qualify without traditional income documentation.

Does Crestico offer first time homebuyer programs?

Yes. We help first time buyers access government backed mortgage programs, down payment assistance, and competitive financing options.

What Makes CRESTICO Different from Other Real Estate & Mortgage Companies?

At CRESTICO, we provide a one stop solution for all your real estate and mortgage needs. Our expert agents and loan officers work seamlessly to offer tailored financing solutions, competitive rates, and a smooth home buying or refinancing experience. We prioritize transparency, efficiency, and client satisfaction to make your journey stress-free.

How Does Your Real Estate Agent Get Paid Commission?

by CRESTICO | February 11, 2009 | Real Estate | 0 Comments

Many people assume real estate agents earn huge paychecks but the reality of how agents get paid is more nuanced than it appears. Understanding the commission structure helps you appreciate the work your agent puts in and the value they bring to the table. This post breaks down how real estate commissions work from listing to closing.

HAFA under HAMP.. watch out!

by CRESTICO | March 11, 2010 | Home Loan | 0 Comments

In December, I wrote to you about the Home Affordable Foreclosure Alternatives ("HAFA") program under the Home Affordable Modification...

Buying A House And Finding The Best Deal

by CRESTICO | July 27, 2026 | Real Estate | 0 Comments

Buying a house is one of the biggest financial decisions you will make. Finding the right property is important, but finding the right price,...

Buying Your First Home

by CRESTICO | July 27, 2026 | Real Estate | 0 Comments

Buying your first home is an exciting milestone, but the process can feel overwhelming if you do not know where to start. From determining your...

Financial Health

by CRESTICO | July 22, 2011 | Funding | 0 Comments

Did you know that the average credit score required nowadays to get approved for a loan is 140 points HIGHER today than it was just a few years ago?...

How You Can Tell If You Have A Good Buyer’s Agent

by CRESTICO | January 31, 2009 | Real Estate | 0 Comments

A great buyer’s agent does more than just open doors and show you homes. The best agents listen to your needs and advocate for your interests throughout the entire transaction. This post outlines the qualities that set a strong buyer’s agent apart so you can feel confident that you have the right person working on your behalf.

Is Right Now A Good Time To Be In The Market To Buy A Home?

by CRESTICO | April 3, 2009 | Real Estate | 0 Comments

Is It A Good Time To Buy A Home? The simple answer is YES! It is still a good time to buy a home. With the help of the right agent, you can make...

FHFA Announces Conforming Loan Limits for 2021

by CRESTICO | November 25, 2020 | Home Loan | 0 Comments

The Federal Housing Finance Agency raised the baseline conforming loan limit for 2021 to $548,250 for single unit properties. This increase reflected rising home values across the country and affected loan limits for multi unit properties as well. High cost areas like parts of Los Angeles and Southern California saw ceiling limits reach $822,375. Find out how these updated limits could impact your home buying or refinancing plans.

How Do Adjustable Rate Mortgages (ARMs) Work?

by Crestico Home Loans | October 18, 2024 | Home Loan | 0 Comments

In past decades, many people have been trained to think that a 30-year fixed-rate mortgage is the only way to go when it comes to getting a...

The Calculus of Patience: Strategic Mortgage Liability Management in the 2026 Interest Rate Cycle

by Crestico Home Loans | January 16, 2026 | Home Loan | 0 Comments

Premature refinancing in early 2026 presents a wealth-destroying trap for homeowners. A rigorous analysis of bond market dynamics, transaction...

Start Your Most Important Investment with Confidence With Crestico

Click Here for Real Estate and Mortgage Services

Thinking of ?

Los Angeles Mortgage Broker forHome Loans, Refinance & Commercial Financing

Your Trusted Real Estate Partner

Real Estate Services

Commercial Real Estate

Home Loans

Mortgage Broker Los Angeles Home Loan Services

Reverse Mortgages

Mortgage Refinancing

Non QM Loans

Conventional Loans

Jumbo Loans

FHA & VA Loans

Purchase Loans

Refinance Solutions

Reverse Mortgage Programs

Find Homes for Sale

Buy with Confidence

Sell with Strategy

Who We Are

What We Do

Before Purchasing

During Transaction

Congratulations

Satisfaction Guaranteed

Rated 5 Star

Hassle Free Consultation

Over Promising

Serving Our Local Communities

Woodland Hills & San Fernando Valley

Culver City & Westside

Inglewood & South Bay

Greater Los Angeles

Looking for ?

Frequently Asked Questions

Where is CRESTICO located?

Why work with a mortgage broker instead of a bank?

Does Crestico offer jumbo loans in Los Angeles?

How do I qualify for a home loan?

Can I obtain a mortgage if I am self employed?

Why Should I Choose CRESTICO for My Mortgage Refinancing?

Does Crestico help with real estate investments?

Can I access equity from my home?

Can I access my home’s equity to withdraw cash?

Can I qualify for a loan if my tax returns are not strong?

Does Crestico offer first time homebuyer programs?

What Makes CRESTICO Different from Other Real Estate & Mortgage Companies?

Start Your Most Important Investment with Confidence With Crestico.st0{fill:none;stroke:#231F20;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round;}

Start Your Most Important Investment with Confidence With Crestico