Thinking of Buying, Selling or Mortgage Loans?
Experience The CRESTICO Difference
Premier Mortgage Broker in Los Angeles & California
Welcome to CRESTICO, your trusted mortgage broker and lending partner serving Los Angeles County and the entire state of California. Whether you are a first-time homebuyer in Culver City, an investor in Inglewood, or looking for luxury financing in Woodland Hills, we simplify the home loan process.
As a client-focused financial firm, we don’t just find you a loan; we find the right loan strategy to build your wealth.
Real Estate
Home Loans
Commercial
Are you looking to purchase a home? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain mortgage approval.
Find real estate listings, homes for sale, apartments, houses for rent, and property records, as well as school and neighborhood information and more.
Providing comprehensive real estate advisory and transaction services to many of the nation’s largest corporations, property owners, investors and developers.
Our Mortgage & Home Loan Services
We offer a comprehensive suite of lending products tailored to the diverse California real estate market.
Residential Home Loans
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Conventional Loans: Fixed and adjustable-rate mortgages with competitive interest rates.
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Jumbo Loans: High-balance financing for luxury properties in Los Angeles (loans exceeding conforming limits).
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FHA & VA Loans: Low down payment options for first-time buyers and Veterans.
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Refinancing: Rate-and-term refinance or Cash-Out refinance options to access your home equity.
Specialized Lending Solutions
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Commercial Real Estate Funding: Financing for office buildings, multi-family units, and retail spaces.
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Reverse Mortgages: HECM and proprietary reverse mortgage solutions for homeowners aged 62+.
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Non-QM Loans: Flexible income verification for self-employed borrowers and business owners.
Serving Our Local Communities
While we are licensed to lend throughout California, our physical presence is deeply rooted in the Greater Los Angeles area. We specialize in local market knowledge for:
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Woodland Hills & San Fernando Valley: (Headquarters)
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Culver City & Westside: Serving the tech and creative hubs.
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Inglewood & South Bay: Supporting the rapidly growing investment market.
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Greater Los Angeles: From Santa Monica to Pasadena.
Real Estate
Funding
Reverse Mortgage
Commercial
Careers
Put You & Your Family in Good Hands
Who We Are
What We Do
Before Purchasing
Assess Financial Readiness
Set Homeownership Goals
Get Pre-Approved for a Mortgage
Hire a Real Estate Agent
During Transaction
Search for a Home
Make an Offer & Negotiate
Conduct Home Inspections & Appraisal
Secure Mortgage Financing
Close the Transaction
Congratulations
Move In
Make it HOME
ENJOY!
Looking for Professionals?
- Satisfaction Guaranteed 100%
- Rated 5 Star 100%
- Hassle Free Consultation 100%
- Over Promising 0%
Frequently Asked Questions (FAQs)
Where is CRESTICO located?
We have three convenient locations to serve you:
- Woodland Hills (HQ): 22935 Ventura Blvd, Suite 201.
- Culver City: 11477 Jefferson Blvd.
- Inglewood: 531 W Arbor Vitae St.
Why choose a Mortgage Broker over a big bank?
As a mortgage broker, CRESTICO partners with multiple wholesale lenders to shop for the best rates on your behalf. Unlike big banks that only offer their own products, we compare dozens of options to find the lowest rates and fees for your specific scenario.
Does CRESTICO offer Jumbo Loans in Los Angeles?
Yes. We specialize in Jumbo Loans and "Super Jumbo" financing, which are essential for the high-value real estate market in Los Angeles and Woodland Hills. We offer competitive rates for loan amounts that exceed federal conforming limits.
Can I get a mortgage if I am self-employed?
Absolutely. We offer Non-QM (Non-Qualified Mortgage) loans designed specifically for self-employed business owners in California. We can often use bank statements or 1099 forms to verify income instead of traditional tax returns.
How Can I Qualify for a Home Loan with CRESTICO?
Qualifying for a mortgage depends on factors like credit score, income, employment history, and debt-to-income ratio. Our mortgage professionals will assess your financial situation and guide you through the best loan options, whether it’s conventional, FHA, VA, or jumbo loans. Start by applying online or contacting our team for a free consultation.
What Makes CRESTICO Different from Other Real Estate & Mortgage Companies?
At CRESTICO, we provide a one-stop solution for all your real estate and mortgage needs. Our expert agents and loan officers work seamlessly to offer tailored financing solutions, competitive rates, and a smooth home-buying or refinancing experience. We prioritize transparency, efficiency, and client satisfaction to make your journey stress-free.
Does CRESTICO Offer First-Time Homebuyer Programs?
Yes! We specialize in helping first-time homebuyers secure affordable financing through government-backed programs, down payment assistance, and competitive mortgage rates. Our team will walk you through every step, ensuring you understand your options and maximize savings.
Can CRESTICO Help with Real Estate Investments?
Absolutely! Whether you’re looking for rental properties, fix-and-flip opportunities, or commercial real estate investments, our experienced agents and financial experts can help you find profitable deals, secure financing, and optimize your investment strategy.
Why Should I Choose CRESTICO for My Mortgage Refinancing?
Refinancing your mortgage with CRESTICO can help you lower your monthly payments, secure a better interest rate, or tap into your home equity. Our team will analyze your current mortgage, compare refinancing options, and help you choose the best solution to save money and achieve your financial goals.
Can I qualify for a loan if my business or personal tax returns are not strong?
Yes, you may still qualify for a loan even if your business or personal tax returns are not strong. Lenders offer alternative financing options, such as bank statement loans, asset-based loans, stated income loans, or DSCR (Debt Service Coverage Ratio) loans for investors. These programs assess your ability to repay based on factors like bank deposits, assets, or rental income rather than traditional tax returns. Qualification criteria vary by lender, so working with a knowledgeable mortgage professional can help you find the best loan option for your situation.
Can I get a loan without making mortgage payments if I am over 62?
Yes, if you are 62 or older, you may qualify for a reverse mortgage (Home Equity Conversion Mortgage - HECM). A reverse mortgage allows you to borrow against your home’s equity without making monthly mortgage payments. Instead, the loan balance is repaid when you sell the home, move out, or pass away. You are still responsible for property taxes, homeowners insurance, and maintenance. This can be a great option for seniors looking to supplement their retirement income, eliminate an existing mortgage, or improve cash flow. Consulting a mortgage professional can help determine if a reverse mortgage is right for you.
Can I access my home’s equity to withdraw cash?
Yes, you can access your home’s equity and pull cash out through options like a cash-out refinance, home equity loan, or home equity line of credit (HELOC). These loan programs allow you to borrow against the equity you’ve built in your home and use the funds for various purposes, such as home improvements, debt consolidation, investments, or other financial needs. Each option has different terms, interest rates, and repayment structures, so consulting with a mortgage professional can help you choose the best solution for your situation.