Empower Your Business with Consumer Financing

Consumer financing is a financial solution that allows businesses to offer their customers the ability to pay for products or services over time rather than all at once. By providing this option, merchants make it possible for customers to purchase items or services that might otherwise be out of reach due to upfront costs.

This type of financing is typically offered directly through the business selling the product or service, giving customers a convenient and flexible way to manage payments. Consumer financing not only helps buyers afford higher-priced items, but it also benefits businesses by increasing sales, attracting new customers, and fostering long-term loyalty.

By integrating consumer financing into your offerings, your business can expand its customer base, improve cash flow, and create a more positive purchasing experience that encourages repeat business.

At Crestico, we make the consumer financing process simple, so you can focus on what matters most—running your business and serving your customers.

Our program offers a straightforward online application, with approval decisions in just minutes. Flexible repayment options make it accessible for a wide range of customers, and perfect credit scores are not required. Financing amounts range from $1,000 to $10,000 per client, giving your customers the purchasing power they need.

We work with businesses in all 50 states across multiple industries. Common partners include healthcare services, medical equipment and supplies, home improvement retailers, appliance, mattress, and furniture stores, and professional services such as accountants and funeral homes, among others.

Consumer financing helps you increase sales, attract more customers, and build loyalty, all while keeping the process easy and efficient for both you and your clients.