MERCHANT CASH ADVANCE
Flexible Loans for Small Business Owners – One of the most accessible funding solutions on the market, designed with a simple pay-back structure and fast approvals, with funds deposited directly into your account within hours.
Specialized Commercial Loans | Hard Money & Portfolio Options?
Put a Merchant Cash Advance to work—fast, flexible funding tied to your sales.
The stronger your equity position or down payment, the greater your chances of approval. Lenders will also review your credit profile and cash reserves to ensure you can make timely payments and cover additional costs such as property taxes and insurance.
Another key consideration is your experience as a real estate investor. First-time borrowers may undergo closer review compared to seasoned investors with a proven track record in similar transactions.
Any Business Owner
Small business owners who need fast capital can apply for a Merchant Cash Advance with GoKapital. Once approved, funds are deposited directly into their account within just 3 days. With a simple application process and quick turnaround, GoKapital provides an easy solution for businesses seeking immediate financial support.
How We Help You
Convert your future credit or debit card sales into immediate working capital with a Merchant Cash Advance. Apply today and receive a lump sum of cash in exchange for a portion of your upcoming card sales, giving your business quick access to the funds it needs to grow.
Cash Advances
Merchant Cash Advances are fast, easy to obtain, and completely unsecured—meaning you won’t need to pledge any personal or business assets. With quick approvals and flexible repayment through a percentage of future sales, this financing option provides a hassle-free way to access working capital when your business needs it most.
Steps to Apply for an MCA with Crestico
Apply Online
To apply, simply complete the loan application form with basic details such as your name, Social Security number, business tax identification number, and business location, along with other essential information. You can conveniently apply online or download the PDF version, fill it out, and follow the provided instructions to submit your application.
Submit the Documents
As part of the application, provide at least six months of business bank statements. These documents help assess your company’s financial health and verify your identity. You will also need to submit a valid government-issued ID along with a statement of your business’s credit card transactions to complete the evaluation process.
Approval Process
After submitting the loan request form and required documentation, a Crestico loan specialist will review your application and notify you of the approval terms. Once you accept, we’ll provide the contract for your signature, and funds will be deposited shortly after. Getting approved for a Merchant Cash Advance with Crestico is fast and simple.
How a Merchant Cash Advance Works
As a business owner, you understand the importance of having access to funds when unexpected needs arise. Whether it’s urgent repairs, purchasing new equipment, or seizing opportunities to boost revenue, having capital on hand is essential. If you already have the money, great—but what happens if you don’t?
Traditionally, the first option would be to seek a loan from a bank. Unfortunately, banks are rejecting small business loan applications at record levels, leaving many entrepreneurs feeling stuck and without alternatives.
Securing financing for your business shouldn’t be difficult, especially when facing challenges that may impact operations or growth.
That’s where alternative lending providers like Crestico step in, offering tailored funding solutions designed to give business owners quick access to the capital they need to keep moving forward.