Loan Options with Crestico Funding

At Crestico Funding, we offer a full range of home loan solutions tailored to your unique financial needs. Whether you're purchasing a home, refinancing your mortgage, or investing in real estate, our experienced mortgage professionals will guide you through every step of the process.

Get a Free Consultation
Step 1

Check Eligibility

Step 2

Payment Option

Step 3

Get Approved

Step 4

Close the Loan

Step 5

Repayment & Loan Terms

Explore Our Loan Options

There isn’t a single or simple answer to this question. The right type of mortgage loan products for you depends on many different factors:

  • Your current financial picture
  • How you expect your finances to change
  • How long you intend to keep your house
  • How comfortable you are with your mortgage payment changing

For example, a 15-year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage “ARM” may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could get higher when the interest rate changes.

The best way to find the “right” answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with a mortgage professional.

30 Years, 20 Years, 10 Years

  • Interest rate does not change.
  • Principal and interest (P & I) does not change.
  • Fixed-rate mortgages fully amortize over a defined period of time and are paid in-full at the end of the loanterm.
  • Different loan terms are available (15- and 30-year terms are most popular).
  • The shorter the term, the faster equity is built and the loan is paid off.

0 Years, 7 Years, 5 Years

  • P & I payment and interest rate do not change
  • Regular monthly P & I payments are based on 30-year amortization, while the unpaid balance (balloon) is due at the end of a shorter, predetermined term, typically 5, 7 or 10 years.
  • Interest rate is typically less than fixed–rate loans.
  • Most borrowers anticipate refinancing or selling prior to the end of the balloon term.

Put You & Your Family in Good Hands. Hassle Free, No Obligation Consultation!

Get Started!

At Crestico, our loan programs are designed to meet a wide range of financial needs—whether you're buying your first home, refinancing, investing in property, or looking for flexible financing options. From conventional and government-backed loans to non-traditional and specialty programs, we offer solutions that align with your goals. Our experts help match you with the right loan, offering competitive rates, personalized terms, and a smooth approval process.