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Crestico Funding

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Experience The CRESTICO Difference

CRESTICO is a trusted mortgage broker and real estate firm based in Los Angeles, California, specializing in home loans, property purchases, and refinance solutions. We proudly serve a wide range of clients—from first-time homebuyers exploring the market to seasoned investors pursuing commercial and residential opportunities.

Our expert team supports every step of the process, offering personalized services including MLS search, home financing, and strategic real estate guidance.

Whether you’re looking to buy, sell, or refinance, CRESTICO is your partner in achieving real estate success in Southern California.

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Real Estate

Find real estate listings, homes for sale, apartments, houses for rent, and property records, as well as school and neighborhood information and more.

Home Loans

Are you looking to purchase a home? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain mortgage approval.

Commercial

Providing comprehensive real estate advisory and transaction services to many of the nation’s largest corporations, property owners, investors and developers.
Home Loans
Real Estate
Commercial

Are you looking to purchase a home? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain mortgage approval.

Find real estate listings, homes for sale, apartments, houses for rent, and property records, as well as school and neighborhood information and more.

Providing comprehensive real estate advisory and transaction services to many of the nation’s largest corporations, property owners, investors and developers.

Real Estate

Funding

Reverse Mortgage

Commercial

Careers

Put You & Your Family in Good Hands

Hassle Free, No Obligation Consultation!

Contact us!
Start
Start

Before Purchasing

Assess Financial Readiness
Set Homeownership Goals
Get Pre-Approved for a Mortgage
Hire a Real Estate Agent

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Progress
Progress

During Transaction

Search for a Home
Make an Offer & Negotiate
Conduct Home Inspections & Appraisal
Secure Mortgage Financing
Close the Transaction

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Finish
Finish

Congratulations

Move In
Make it HOME
ENJOY!

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Start Your Real Estate & Mortgage Career Today!

CRESTICO, INC. not only gives the independent professionals the autonomy to run their own business without interference, but provides the latest cutting-edge resources and tools to help you close more deals than they otherwise would. It’s a culture of support without being overbearing. It’s a community of collaboration where professionals help each other succeed. It’s the ideal combination of resources and relationships.

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Frequently Asked Questions (FAQs)

What Makes CRESTICO Different from Other Real Estate & Mortgage Companies?

At CRESTICO, we provide a one-stop solution for all your real estate and mortgage needs. Our expert agents and loan officers work seamlessly to offer tailored financing solutions, competitive rates, and a smooth home-buying or refinancing experience. We prioritize transparency, efficiency, and client satisfaction to make your journey stress-free.

How Can I Qualify for a Home Loan with CRESTICO?

Qualifying for a mortgage depends on factors like credit score, income, employment history, and debt-to-income ratio. Our mortgage professionals will assess your financial situation and guide you through the best loan options, whether it’s conventional, FHA, VA, or jumbo loans. Start by applying online or contacting our team for a free consultation.

Does CRESTICO Offer First-Time Homebuyer Programs?

Yes! We specialize in helping first-time homebuyers secure affordable financing through government-backed programs, down payment assistance, and competitive mortgage rates. Our team will walk you through every step, ensuring you understand your options and maximize savings.

Can CRESTICO Help with Real Estate Investments?

Absolutely! Whether you’re looking for rental properties, fix-and-flip opportunities, or commercial real estate investments, our experienced agents and financial experts can help you find profitable deals, secure financing, and optimize your investment strategy.

Why Should I Choose CRESTICO for My Mortgage Refinancing?

Refinancing your mortgage with CRESTICO can help you lower your monthly payments, secure a better interest rate, or tap into your home equity. Our team will analyze your current mortgage, compare refinancing options, and help you choose the best solution to save money and achieve your financial goals.

Can I qualify for a loan if my business or personal tax returns are not strong?

Yes, you may still qualify for a loan even if your business or personal tax returns are not strong. Lenders offer alternative financing options, such as bank statement loans, asset-based loans, stated income loans, or DSCR (Debt Service Coverage Ratio) loans for investors. These programs assess your ability to repay based on factors like bank deposits, assets, or rental income rather than traditional tax returns. Qualification criteria vary by lender, so working with a knowledgeable mortgage professional can help you find the best loan option for your situation.

Can I get a loan without making mortgage payments if I am over 62?

Yes, if you are 62 or older, you may qualify for a reverse mortgage (Home Equity Conversion Mortgage – HECM). A reverse mortgage allows you to borrow against your home’s equity without making monthly mortgage payments. Instead, the loan balance is repaid when you sell the home, move out, or pass away. You are still responsible for property taxes, homeowners insurance, and maintenance. This can be a great option for seniors looking to supplement their retirement income, eliminate an existing mortgage, or improve cash flow. Consulting a mortgage professional can help determine if a reverse mortgage is right for you.

Can I access my home’s equity to withdraw cash?

Yes, you can access your home’s equity and pull cash out through options like a cash-out refinance, home equity loan, or home equity line of credit (HELOC). These loan programs allow you to borrow against the equity you’ve built in your home and use the funds for various purposes, such as home improvements, debt consolidation, investments, or other financial needs. Each option has different terms, interest rates, and repayment structures, so consulting with a mortgage professional can help you choose the best solution for your situation.