Fannie Mae Loan Programs

At Crestico, we proudly offer a range of Fannie Mae-backed conventional loan programs designed to help more Americans achieve stable and affordable homeownership.

Get a Free Consultation

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Step 1

Check Eligibility

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Step 2

Payment Option

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Step 3

Get Approved

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Step 4

Close the Loan

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Step 5

Repayment & Loan Terms

What Is a Fannie Mae Loan?

Fannie Mae loans are conforming conventional mortgages that meet the guidelines set by the Federal Housing Finance Agency (FHFA). These loans are typically used for the purchase, refinance, or renovation of primary residences, second homes, and even some investment properties.

With lower down payment options, streamlined documentation, and a wide range of property eligibility, Fannie Mae loans are an ideal choice for both first-time and repeat homebuyers.

Key Benefits of Fannie Mae Loans

Low Down Payment Options

As little as 3% down for qualified borrowers

Competitive Fixed and Adjustable Rates

15, 20, or 30-year terms available

Flexible Credit Requirements

Approvals possible with moderate credit scores

No Private Mortgage Insurance

No Private Mortgage Insurance (PMI) with 20% down

Available for Multiple Property Types

Including primary, secondary, and investment homes

No Prepayment Penalties

Pay off your loan early without fees

Refinancing Options

Lower your rate or tap equity with rate/term and cash-out refinances

Put You & Your Family in Good Hands. Hassle Free, No Obligation Consultation!

At Crestico, our loan programs are designed to meet a wide range of financial needs—whether you're buying your first home, refinancing, investing in property, or looking for flexible financing options. From conventional and government-backed loans to non-traditional and specialty programs, we offer solutions that align with your goals. Our experts help match you with the right loan, offering competitive rates, personalized terms, and a smooth approval process.