Freddie Mac Loan Programs
At Crestico, we offer a variety of Freddie Mac-backed loan options designed to make homeownership more accessible and affordable for a wide range of borrowers.
Step 1
Check Eligibility
Step 2
Payment Option
Step 3
Get Approved
Step 4
Close the Loan
Step 5
Repayment & Loan Terms
What Is a Freddie Mac Loan?
Freddie Mac loans are conforming conventional mortgages that meet the guidelines set by the Federal Housing Finance Agency (FHFA). Backed by the government-sponsored enterprise Freddie Mac (Federal Home Loan Mortgage Corporation), these loans are available for purchasing, refinancing, or renovating primary residences, second homes, and certain investment properties.
Freddie Mac supports lenders and borrowers by providing liquidity and stability to the housing market—making home financing more accessible, even in changing economic conditions.
Key Benefits of Freddie Mac Loans
- Low Down Payment Programs – Options starting at 3% down for eligible buyers
- Competitive Interest Rates – Fixed- and adjustable-rate mortgage (ARM) options
- Flexible Credit Requirements – Approval possible with credit scores as low as 620
- Streamlined Refinance Programs – For easier, faster refinancing
- Multiple Property Types Eligible – From primary residences to small investment properties
- No Prepayment Penalties – Pay off your loan early without fees
- Reduced Mortgage Insurance Costs – Especially with strong credit profiles