Freddie Mac Loan Programs

At Crestico, we offer a variety of Freddie Mac-backed loan options designed to make homeownership more accessible and affordable for a wide range of borrowers.

Get a Free Consultation

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Step 1

Check Eligibility

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Step 2

Payment Option

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Step 3

Get Approved

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Step 4

Close the Loan

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Step 5

Repayment & Loan Terms

What Is a Freddie Mac Loan?

Freddie Mac loans are conforming conventional mortgages that meet the guidelines set by the Federal Housing Finance Agency (FHFA). Backed by the government-sponsored enterprise Freddie Mac (Federal Home Loan Mortgage Corporation), these loans are available for purchasing, refinancing, or renovating primary residences, second homes, and certain investment properties.

Freddie Mac supports lenders and borrowers by providing liquidity and stability to the housing market—making home financing more accessible, even in changing economic conditions.

Key Benefits of Freddie Mac Loans

Low Down Payment Programs

Options starting at 3% down for eligible buyers

Competitive Interest Rates

Fixed- and adjustable-rate mortgage (ARM) options

Flexible Credit Requirements

Approval possible with credit scores as low as 620

Streamlined Refinance Programs

For easier, faster refinancing

Multiple Property Types Eligible

From primary residences to small investment properties

No Prepayment Penalties

Pay off your loan early without fees

Reduced Mortgage Insurance Costs

Especially with strong credit profiles

Put You & Your Family in Good Hands. Hassle Free, No Obligation Consultation!

At Crestico, our loan programs are designed to meet a wide range of financial needs—whether you're buying your first home, refinancing, investing in property, or looking for flexible financing options. From conventional and government-backed loans to non-traditional and specialty programs, we offer solutions that align with your goals. Our experts help match you with the right loan, offering competitive rates, personalized terms, and a smooth approval process.