100% Down Payment Assistance Programs – Own a Home With No Money Down
At Crestico, we understand that saving for a down payment can be one of the biggest obstacles to homeownership. That’s why we offer 100% down payment assistance programs.
Step 1
Check Eligibility
Step 2
Payment Option
Step 3
Get Approved
Step 4
Close the Loan
Step 5
Repayment & Loan Terms
What Is a 100% Down Payment Assistance Program?
These programs allow eligible homebuyers to finance 100% of the home’s purchase price, either through a combination of a primary FHA or VA loan and a secondary loan or grant that covers the down payment. In some cases, closing costs may also be included—reducing or eliminating the upfront cash required at closing.
How Crestico Helps You Secure 100% Financing
Crestico works with a wide network of local and national assistance programs to help you qualify for 100% financing. We take the time to understand your goals and guide you through the process—matching you with the most appropriate down payment assistance programs and ensuring your financing is structured correctly from day one.
Key Benefits of 100% Down Payment Programs
No Down Payment Required
Qualified buyers can purchase with $0 down
FHA or VA Backed Options
Combines with government-insured loans for flexible qualification
Grants or Forgivable Loans
Some programs do not require repayment after a period of time
Lower Out-of-Pocket Costs
Ideal for renters transitioning into homeownership
Can Be Combined With Gift Funds & Credits
Stackable with seller or lender contributions
First-Time & Repeat Buyers Eligible
Many programs are not limited to first-time buyers