100% Down Payment Assistance Programs – Own a Home With No Money Down

At Crestico, we understand that saving for a down payment can be one of the biggest obstacles to homeownership. That’s why we offer 100% down payment assistance programs.

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Check Eligibility

Step 2

Payment Option

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Get Approved

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Close the Loan

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Repayment & Loan Terms

What Is a 100% Down Payment Assistance Program?

These programs allow eligible homebuyers to finance 100% of the home’s purchase price, either through a combination of a primary FHA or VA loan and a secondary loan or grant that covers the down payment. In some cases, closing costs may also be included—reducing or eliminating the upfront cash required at closing.

How Crestico Helps You Secure 100% Financing

Crestico works with a wide network of local and national assistance programs to help you qualify for 100% financing. We take the time to understand your goals and guide you through the process—matching you with the most appropriate down payment assistance programs and ensuring your financing is structured correctly from day one.

Key Benefits of 100% Down Payment Programs

  • No Down Payment Required – Qualified buyers can purchase with $0 down
  • FHA or VA Backed Options – Combines with government-insured loans for flexible qualification
  • Grants or Forgivable Loans – Some programs do not require repayment after a period of time
  • Lower Out-of-Pocket Costs – Ideal for renters transitioning into homeownership
  • Can Be Combined With Gift Funds & Credits – Stackable with seller or lender contributions
  • First-Time & Repeat Buyers Eligible – Many programs are not limited to first-time buyers

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At Crestico, our loan programs are designed to meet a wide range of financial needs—whether you're buying your first home, refinancing, investing in property, or looking for flexible financing options. From conventional and government-backed loans to non-traditional and specialty programs, we offer solutions that align with your goals. Our experts help match you with the right loan, offering competitive rates, personalized terms, and a smooth approval process.